Back Taxes & In Rem Foreclosure Milwaukee | Sell My House In 9 Days

Back Taxes & In Rem Foreclosure

Understanding Milwaukee County tax foreclosure and your options.

Wisconsin Property Tax Timeline

Understanding the property tax cycle is crucial for Wisconsin homeowners:

January 31
Property taxes due in full
February 1
Taxes become delinquent — interest accrues
Year 2
Milwaukee County may begin in rem tax foreclosure

What is In Rem Foreclosure?

In rem (Latin for "against the property") tax foreclosure is a simplified process where the lender (the municipality) seeks to recover unpaid property taxes directly from the property rather than from the homeowner personally. Key differences from judicial foreclosure:

Milwaukee County Tax Foreclosure

Milwaukee County can initiate in rem tax foreclosure after property taxes are delinquent for approximately 2 years. The process involves:

  1. County places lien on property for unpaid taxes
  2. After 2+ years of delinquency, county begins foreclosure
  3. Property is scheduled for tax sale auction
  4. If sold, previous owner loses all rights to the property

Surplus Proceeds

Important: In Wisconsin, if your property sells at tax sale for more than the amount owed, the surplus proceeds may belong to you (the former owner). This is different from many other states.

Selling your property before tax foreclosure allows you to potentially receive any equity in the property, rather than losing it to the county.

Your Options

Pay Delinquent Taxes

Pay all back taxes, penalties, and interest to stop the foreclosure process.

Sell the Property

Sell before tax sale to pay off taxes and keep any remaining equity.

Payment Plan

Contact Milwaukee County Treasurer to explore payment options.

Legal Consultation

Consult an attorney for options specific to your situation.

Contact Information:
Milwaukee County Treasurer: county.milwaukee.gov/en/Treasurer
City of Milwaukee Treasurer: milwaukee.gov/treasurer

Ready to Understand Your Options?

We can evaluate your situation and explain what's possible.